How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money have less ability to do those things.
WHITEHALL scored 2 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
One indication that WHITEHALL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.