A credit union's profitability has an effect on its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, WHITE CROWN scored 4 out of a possible 30, coming in below the national average of 10.11.
One indication that WHITE CROWN is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.