How successful a credit union is at earning money has an effect on its safety and soundness. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
WHATCOM EDUCATIONAL exceeded the national average on Bankrate's test of earnings, achieving a score of 18 out of a possible 30.
One indication that WHATCOM EDUCATIONAL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.