THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial stability, capital is crucial. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, WEYCO COMMUNITY racked up 16 out of a possible 30 points, exceeding the national average of 15.65.
WEYCO COMMUNITY had a capitalization ratio of 16.00 percent in our test, the same as the average for all credit unions, suggesting that it's right in line with its peers.