THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial strength, capital is key. When it comes to safety and soundness, more capital is preferred.
WESTMORELAND WATER did better than the national average of 15.65 points on our test to measure capital adequacy, receiving a score of 18 out of a possible 30 points.
WESTMORELAND WATER had a capitalization ratio of 18.00 percent in our test, better than the average for all credit unions, suggesting that it's stronger than its peers.