How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
WESTERN COOPERATIVE scored 12 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
One indication that WESTERN COOPERATIVE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.