THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is experiencing economic instability. Therefore, a credit union's level of capital is a key measurement of its financial strength. When it comes to safety and soundness, the higher the capital, the better.
WESTACRES did better than the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, scoring 16 out of a possible 30 points.
WESTACRES had a capitalization ratio of 16.00 percent in our test, the same as the average for all credit unions, suggesting that it's running neck and neck with its peers.