A credit union's profitability affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
WEST SIDE BAPTIST CHURCH scored 0 out of a possible 30 on Bankrate's test of earnings, less than the national average of 10.11.
One sign that WEST SIDE BAPTIST CHURCH is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.