THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial strength, capital is key. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, WELLESLEY MUNICIPAL EMPLOYEES received a score of 8 out of a possible 30 points, less than the national average of 15.65.
WELLESLEY MUNICIPAL EMPLOYEES had a capitalization ratio of 8.00 percent in our test, below the average for all credit unions, suggesting that it's weaker than its peers.