THE INSTITUTION'S SCORE
When it comes to measuring an institution's financial stability, capital is valuable. It works as a cushion against losses and provides protection for members when a credit union is struggling financially. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, WELCOME achieved a score of 18 out of a possible 30 points, beating the national average of 15.65.
WELCOME appears to be more resilient than its peers, with a capitalization ratio of 18.00 percent in our test, higher than the average for all credit unions.