A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, WEA scored 10 out of a possible 30, failing to reach the national average of 10.11.
One indication that WEA is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.