THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an an institution's financial fortitude, capital is essential. When it comes to safety and soundness, the more capital, the better.
WCG EMPLOYEES did better than the national average of 15.65 points on our test to measure capital adequacy, racking up 28 out of a possible 30 points.
WCG EMPLOYEES appears to be stronger than its peers, with a capitalization ratio of 28.00 percent in our test, higher than the average for all credit unions.