How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, WATSONVILLE HOSPITAL scored 0 out of a possible 30, below the national average of 10.11.
One indication that WATSONVILLE HOSPITAL is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.