THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is valuable. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, WASHINGTON TYPOGRAPHIC received a score of 6 out of a possible 30 points, less than the national average of 15.65.
WASHINGTON TYPOGRAPHIC had a capitalization ratio of 6.00 percent in our test, below the average for all credit unions, a sign that it could have a harder time weathering financial trouble than its peers.