A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
WARREN scored 2 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
One sign that WARREN is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.