THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing financial instability. Therefore, when it comes to measuring an a credit union's financial stability, capital is key. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, WADENA racked up 30 out of a possible 30 points, better than the national average of 15.65.
WADENA appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions.