How successful a credit union is at making money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
VICTORIA CITY-COUNTY EMPLOYEES scored 0 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
VICTORIA CITY-COUNTY EMPLOYEES had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.