A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
VICTOR VALLEY fell behind the national average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
One indication that VICTOR VALLEY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.