How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
VANTAGE POINT outperformed the average on Bankrate's earnings test, achieving a score of 12 out of a possible 30.
One indication that VANTAGE POINT is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.