How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to address problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
VA DESERT PACIFIC did above-average on Bankrate's earnings test, achieving a score of 12 out of a possible 30.
One indication that VA DESERT PACIFIC is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.