How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, UTAH scored 4 out of a possible 30, less than the national average of 10.11.
One indication that UTAH is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.