THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, a credit union's level of capital is a valuable measurement of its financial fortitude. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, URE racked up 22 out of a possible 30 points, beating the national average of 15.65.
URE appears to be stronger than its peers, with a capitalization ratio of 22.00 percent in our test, better than the average for all credit unions.