A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
UPPER DARBY BELLTELCO received above-average marks on Bankrate's earnings test, achieving a score of 22 out of a possible 30.
One sign that UPPER DARBY BELLTELCO is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.