How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, take away from a credit union's ability to do those things.
UNIVERSITY received above-average marks on Bankrate's test of earnings, achieving a score of 16 out of a possible 30.
One indication that UNIVERSITY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.