How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, UNIVERSITY OF IOWA COMMUNITY scored 26 out of a possible 30, beating out the national average of 10.11.
One sign that UNIVERSITY OF IOWA COMMUNITY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.