How successful a credit union is at making money has an effect on its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
UNIVERSITY OF ILLINOIS COMMUNITY received above-average marks on Bankrate's test of earnings, achieving a score of 12 out of a possible 30.
UNIVERSITY OF ILLINOIS COMMUNITY had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's doing better than its peers in this area.