A credit union's ability to earn money has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, UNITED STATES SENATE scored 18 out of a possible 30, exceeding the national average of 10.11.
One sign that UNITED STATES SENATE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.