A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
UNITED METHODIST CONNECTIONAL fell short of the national average on Bankrate's earnings test, achieving a score of 4 out of a possible 30.
UNITED METHODIST CONNECTIONAL had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.