A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
UNITED EQUITY CREDIT UNION underperformed the average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
One indication that UNITED EQUITY CREDIT UNION is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.