How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, UNION PACIFIC STREAMLINER scored 0 out of a possible 30, falling short of the national average of 10.11.
One indication that UNION PACIFIC STREAMLINER is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.