A credit union's earnings performance affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
UNION BUILDING TRADES scored 6 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
One indication that UNION BUILDING TRADES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.