How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, UKRAINIAN SELFRELIANCE scored 8 out of a possible 30, failing to reach the national average of 10.11.
One indication that UKRAINIAN SELFRELIANCE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.