How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
U S EMPLOYEES underperformed the average on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
One sign that U S EMPLOYEES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.