THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members during times of economic trouble for the credit union. It follows then that when it comes to measuring an an institution's financial stability, capital is important. From a safety and soundness perspective, the more capital, the better.
TXDOT achieved a score of 16 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, exceeding the national average of 15.65.
TXDOT had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, a sign that it's right in line with its peers.