THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is experiencing economic instability. Therefore, a credit union's level of capital is a valuable measurement of its financial strength. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, TUSCALOOSA V A received a score of 14 out of a possible 30 points, failing to reach the national average of 15.65.
TUSCALOOSA V A had a capitalization ratio of 14.00 percent in our test, less than the average for all credit unions, an indication that it's on less solid financial footing than its peers.