How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, TRIPLE C 16 scored 0 out of a possible 30, below the national average of 10.31.
One indication that TRIPLE C 16 is running behind its peers in this area was its earnings ratio of -8.00 percent in our test, below the average for all credit unions.