THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is useful. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, TRIANGLE received a score of 6 out of a possible 30 points, below the national average of 15.65.
TRIANGLE's capitalization ratio of 6.00 percent in our test was worse than the average for all credit unions, a sign that it could be less resilient in a crisis than its peers.