How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial shocks. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, TRIAD PARTNERS scored 0 out of a possible 30, less than the national average of 10.11.
The credit union had an earnings ratio of -1.00 percent in our test, above the average for all credit unions, a sign that it's running ahead of its peers in this area.