THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is important. From a safety and soundness perspective, the higher the capital, the better.
TRI STATE RAIL racked up 30 out of a possible 30 points on our test to measure capital adequacy, beating out the national average of 15.65.
TRI STATE RAIL had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, suggesting that it's on more solid financial footing than its peers.