THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial resilience, capital is key. From a safety and soundness perspective, the more capital, the better.
TREMONT racked up 16 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating out the national average of 15.65.
TREMONT had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, suggesting that it's running neck and neck with its peers.