A credit union's earnings performance has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
TRANSFIGURATION MANHATTAN scored 0 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.31.
TRANSFIGURATION MANHATTAN had an earnings ratio of -4.00 percent in our test, below the average for all credit unions, an indication that it's underperforming its peers in this area.