A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
TOMAH AREA received below-average marks on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One sign that TOMAH AREA is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.