THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is useful. When looking at safety and soundness, the more capital, the better.
TOLEDO URBAN received a score of 2 out of a possible 30 points on our test to measure capital adequacy, failing to reach the national average of 15.65.
TOLEDO URBAN appears to be weaker than its peers in this area, with a capitalization ratio of 2.00 percent in our test, worse than the average for all credit unions.