How successful a credit union is at earning money affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, TOLEDO FIRE FIGHTERS scored 6 out of a possible 30, below the national average of 10.11.
One sign that TOLEDO FIRE FIGHTERS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.