A credit union's earnings performance has an effect on its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's earnings test, TIPPECANOE scored 0 out of a possible 30, below the national average of 10.11.
One sign that TIPPECANOE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.