How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
TINKER did above-average on Bankrate's test of earnings, achieving a score of 14 out of a possible 30.
One indication that TINKER is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.