THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial strength, capital is useful. When looking at safety and soundness, the more capital, the better.
THIRD COAST exceeded the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, racking up 30 out of a possible 30 points.
THIRD COAST had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, suggesting that it's stronger than its peers.