How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, potentially making the credit union better prepared to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, THE PARTNERSHIP scored 0 out of a possible 30, failing to reach the national average of 10.11.
One sign that THE PARTNERSHIP is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.