A credit union's profitability affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
THE INFIRMARY scored 12 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.11.
One indication that THE INFIRMARY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.