How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
THE ELECTRIC UTILITIES scored 2 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
One sign that THE ELECTRIC UTILITIES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.